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Want to get started on a mortgage pre-approval without cost or obligation?  You can do that by going to my website at www.danmoralez.com or by calling me at 616-931-4629.

Dan Moralez
Mortgage Loan Officer
Regional Vice President
NMLS #709729

Northpointe Bank is a member FDIC and an Equal Housing Lender
All Loans Subject To Credit Approval

Nov 29, 2021

How much do you need to buy a home? Often times clients are familiar with the down payment requirements. However,  many are not as familiar with other cost that they should plan for.  This week we talk about what would be homebuyers should expect.

If you are in preparing to buy a home, my team and I would love to help...


Nov 22, 2021

This week I talk about how we determine how much of a home you may be able to qualify for. There are more factors that go into determining your eligibility. I cover some of those details so you can have a better understanding of what options you may have.

If you are would like to explore what options you may have,...


Nov 15, 2021

This week I talk about collection accounts and credit utilization. These two areas have a significant impact on your credit score. Paying attention to these items can help to optimize your credit score. That increases your odds of loan approval and will help you get better loan terms.

In the market to buy a home? Let...


Nov 8, 2021

This week I talk about credit scores and differences in scoring models from different sources.  I also give some quick tips on how to maximize your credit score. 

You can opt-out of pre-screened credit offers by using this link www.optoutprescreen.com.

In the market for a home loan? My team and I would love to...


Nov 1, 2021

We are back at it!  Finally some new episodes and this week we jump right into it.  

Many clients wonder if now is the best time to buy a property or if they should wait.  I cover a number of reasons why I think now is still a great time to buy a home and why I don't believe we are on the verge of a housing bubble.

If...