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Want to get started on a mortgage pre-approval without cost or obligation?  You can do that by going to my website at www.danmoralez.com or by calling me at 616-931-4629.

Dan Moralez
Mortgage Loan Officer
Regional Vice President
NMLS #709729

Northpointe Bank is a member FDIC and an Equal Housing Lender
All Loans Subject To Credit Approval

Mar 1, 2023

In this weeks episode I talk about what a debt-to-income ratio is and why it is one of the most important ratios when it comes to a home loan.  I explain what counts as part of your debt-to-income ratio and what doesn't.  

If you are in the market to buy a home, this is important information to understand as it will...


Feb 22, 2023

This week I talk about recent changes to mortgage pricing and how they can impact clients. 

If you are in the market to finance a home, my team and I would love to help you.  You can find us online at www.danmoralez.com or at 616-931-4629.

If you enjoy the podcast and it has helped you, please take a moment to rate and...


Feb 8, 2023

This week Heather and I discuss the benefits of seller paid closing cost and how they can help you purchase a home sooner.

If you want to know more about this great strategy, feel free to reach out to me and I can explain the options in more detail.

Daniel J Moralez
NMLS 709729
Phone 616-931-4629
www.danmoralez.com


Feb 3, 2023

This week Heather Klompmaker from EXP Realty and I talk about West Michigan's Lakeshore Housing Market. Heather gives some insight into current market conditions and what to expect as we head into the 2023 Spring Housing Market. 

If you are in the market to finance a home, my team and I would love to help you.  You can...


Jan 25, 2023

This week I talk about a big price change that will impact most clients looking to borrow. This price change is significant and will negatively impact most consumers.  

If you are in the market for a mortgage, my team and I would love to help you finance your new home. You can reach us online at www.danmoralez.com or...