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Want to get started on a mortgage pre-approval without cost or obligation?  You can do that by going to my website at www.danmoralez.com or by calling me at 616-931-4629.

Dan Moralez
Mortgage Loan Officer
Regional Vice President
NMLS #709729

Northpointe Bank is a member FDIC and an Equal Housing Lender
All Loans Subject To Credit Approval

Mar 13, 2022

This week I talk about why mortgage rates have been so volatile and the impact it has on clients looking to buy or refinance a home.

If you are in the market to finance a home, my team and I would love to help you.  You can find us online at https://www.danmoralez.com or at 616-931-4629.

If you enjoy the podcast and...


Feb 20, 2022

You ever wonder why there is so much documentation required for a home loan? This week I talk about why there is more documentation required than you may think.

If you are in the market to finance a home, my team and I would love to help you.  You can find us online at https://www.danmoralez.com or at 616-931-4629.

If...


Feb 13, 2022

This week we are talking about the recent run up in interest rates and why an adjustable rate mortgage may be worth giving some consideration to.

If you are in the market to finance a home, my team and I would love to help you.  You can find us online at https://www.danmoralez.com or at 616-931-4629.

If you enjoy the...


Feb 6, 2022

Finally some good news for self-employed clients and an important update on the appraisal process for conventional mortgages. 

Most self-employed borrowers will find the documentation requirements for a mortgage just got easier as Fannie Mae and Freddie Mac have eliminated the need for an interim P&L statement for most...


Jan 30, 2022

There is a ton of information on the internet and social media when it comes to real estate and mortgages.  Many of these "experts" are providing advice that is wrong.  This week I share ideas on how to screen some of these "experts".

If you want expert guidance provided by someone who has been lending since 1991 with...