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Want to get started on a mortgage pre-approval without cost or obligation?  You can do that by going to my website at www.danmoralez.com or by calling me at 616-931-4629.

Dan Moralez
Mortgage Loan Officer
Regional Vice President
NMLS #709729

Northpointe Bank is a member FDIC and an Equal Housing Lender
All Loans Subject To Credit Approval

Jun 28, 2020

This week I talk about Mortgage Credit Certificate’s. What they are and how they may benefit home buyers who are eligible for one.

Want to know more about home loan options. My team and I would love to help you. You can reach us online at www.danmoralez.com or at 616-931-4629.

Dan Moralez
NMLS #709729
Regional Vice...


Jun 19, 2020

Sorry, but I posted episode 161 before 160.  That is what happens when you are a mortgage guy and not a podcaster, lol.

This week I talk about mortgage shopping and why it is almost impossible.  

If you are in the market for a mortgage my team and I would love to help you.  You can reach us online at


Jun 13, 2020

I get asked a lot by clients for my opinion on where I think the housing market is going and what impact the pandemic will have on housing.

This week I talk about some general thoughts on housing and mortgages and why I still think the American dream of home ownership is still a great long term investment.

If you are...


Jun 5, 2020

This week I talk about state specific options.  Many states have Housing Finance agencies that offer special mortgage programs to help first time buyers and low to moderate income buyers qualify for an affordable mortgage.

We offer programs from a number of states and may be able to assist you or get you connected with...