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Want to get started on a mortgage preapproval without cost or obligation?  You can do that by going to my website at or by calling me at 616-931-4629.

Dan Moralez
Mortgage Loan Officer
Regional Vice President
NMLS #709729

Northpointe Bank is a member FDIC and an Equal Housing Lender

Jun 14, 2018

What is a Mortgage Underwriter and what do they do? 

In this weeks episode, I explain what a Mortgage Underwriter is and exactly what they do and how it impacts you.  

If you are in the market for a home loan, we would love to help. You can reach us at or at 616-931-4629.

Dan Moralez

Jun 6, 2018

This week I finish up my recent series on adjustable rate mortgages. While these mortgages may not be right for all clients, some clients may benefit from an adjustable rate mortgage.  

This week we go a little deeper into how they work and how it may or may not benefit you.  

Want to know more about adjustable rates...

Jun 1, 2018

This week we talk more about adjustable rate mortgages. How to understand the pluses and minuses of these types of mortgages.  While they are not for everyone, they do serve a place and could help some clients benefit.

If you would like to explore these options or learn more, you can contact me at 616-931-4629 or via my...

May 21, 2018

Is an adjustable rate mortgage right for you? It may be depending on your long term financial goals.  In many cases, an adjustable rate mortgage could be a solid option that could save you money without taking an inappropriate risk. 

This week we start to talk about how an adjustable rate mortgage (ARM) works.  You may...

May 7, 2018

This week I talk about a special home loan program that allows for a $0 down payment.  This program allows you to pay your loan off in 20 years vs. the traditional 30 year term. 

There are no income restrictions, you do not have to be a first time home buyer and there are no special areas that limit the location of the...